windshield repair or replace?

[CalAltaDubber]

That's where AZ law comes into play (I think FL has the same one): deductible or not, insurance pays for 1 windshield replacement per year (provided it's damaged).

That's a good deal.

Here in Alberta, Insurance companies claim that if the windshield is cracked, but not in the direct view of the driver, a replacment is not necessary, and a wast of money.

There is a way to only provide limited coverage, and replace it only when you can't see out of it any more (usually after three years). The cost is less than the deductable.

[kamzcab86]

Here in Alberta, Insurance companies claim that if the windshield is cracked, but not in the direct view of the driver, a replacment is not necessary, and a wast of money.

Really?! Here in AZ (if not the States), a cracked windshield is considered a safety hazard.

[Briano1234]

Here in Georgia, unless it is like a Mailbox sticking half in and out of the windshield it isn't considered a safety hazard.....and only cause the Mailbox might fall out and interfere with your steering.

[CalAltaDubber]

That's the way insurance companies work. If they can get out of paying for something (anything) they will.

To me the windshield is a structural member of the car and needs to be solid. A crack anywhere compromises the structural integrety of the windshield.

I wish the provincial govt. would say that.